Hernán is a member of the "Qori Orcco" community bank which is located in Urcos district, in Quispicanchi province, in Cusco department.
Hernán is 38 years old and lives with his partner and four children. He divides his time between his daily activities and his business selling bread. He makes bread which he then delivers to his customers who have requested it. He also sells as an itinerant street vendor to the general public. He has been in this business for years and feels happy because this is how he gets his family ahead in life.
Hernán is requesting this loan to buy supplies for his business such as flour, butter, sugar, etc. He is happy to be receiving a loan and pledges to make his repayments on time.
El socio pertenece al banco comunal “QORI ORCCO”; El banco está ubicado en el distrito de Urcos, perteneciente a la provincia de Quispicanchi y departamento de Cusco.
El socio es el Sr. Hernán; el tiene 38 años de edad y es conviviente y tiene 4 hijos; el socio alterna sus actividades diarias con el negocio de venta de pan, el socio elabora los panes para luego distribuirlos a sus clientes que le solicitan, y a la vez vende en forma ambulatoria al público en general, el socio lleva años en este negocio y se siente feliz ya que de esta forma saca a su familia adelante.
El socio solicita el préstamo para comprar insumos para su negocio como harina, manteca, azúcar entre otros más.
El socio está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.
About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).