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Ana Empeatriz
35 year old Ana is a hard-working woman who with great effort has a small store in the front part of her house built of reeds.

She lives in a suburban area called Fortín and works helping her husband support their five children ages 13, 10, 5, 4, and 3. She began her business three years ago selling basic needs items. Today she works in the store from 6:00 AM until 10:00 PM with the help of her sister she also works on the weekends. In the store she sells rice, sugar, candy, canned goods, etc. The inconvenience she has working efficiently is having to buy the goods as the locale is very far and she has to rent a car to take her.

She wishes to continue with her business and therefore with the loan she wants to buy rice, oil and canned goods in order to provide a better life for her children. In the future she wants to build a house out of cement and buy a small truck to make purchases for her store.
View original language description ↓
Ana de 35 años, es una mujer trabajadora que con esfuerzo tiene una pequeña tienda en la parte delantera de su casa de caña.

Viviendo en una zona periurbana llamada Fortín ha trabajado para ayudar a su esposa a mantener a sus cinco hijos de 13, 10, 5, 4, 3 años de edad. Empezó hace tres años atrás con víveres de primera necesidad variados. En la actualidad trabaja en su tienda desde las 06h00am hasta las 22h00pm con la ayuda de su hermana también trabaja los fines de semana. Vende en la tienda arroz, azúcar, confites, enlatados etc. La incomodidad que tiene para trabajar con eficiencia es comprar los víveres ya que el sitio está muy lejos y tiene que alquilar un carro para que la acompañe.

Quiere continuar con su negocio por eso quiere comprar con el préstamo arroz, aceite, enlatados para darles una mejor vida a sus hijos. En el futuro quiere construir su casa de cemento y comprar una camioneta para hacer las comprar de la tienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Empeatriz rice, oil, canned goods.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2010
Listed
Dec 22, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012