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Urpis De Confraternidad Group
In this Group: Damiana, Alicia, Hilario, Dolores, Manuela, Eleuteria*, Daniel, Cirila, Faustina, Gregoria, Margarita*, Ana Maria
* not pictured
The members belong to the communal bank URPIS DE CONFRATERNIDAD. This bank is located on the Cusco district belonging to the province of Cusco and the department of Cusco.

The member is Ms. Damiana. She is 65 years old, a widow, and has 1 child. The member has a hardware store where she sells various material for housing construction. The member works from 8:00 a.m. to 6:00 p.m. and by means of this business the member is giving her children a good start in life. The member would like to improve and expand her hardware business. The member is requesting the loan to buy material for the hardware store such as nails and screws, amongst others.

The other members work in the sale of clothing, the sale of bicycle parts, restaurant, the sale of food and carpentry.

The member is happy for the loan and promises to adhere to the payment of her installments.
View original language description ↓
Los socios pertenecen al banco comunal “URPIS DE CONFRATERNIDAD”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Damiana; ella tiene 65 años de edad y es viuda y tiene 1 hijo; La socia se dedica al negocio de ferretería, ella vende diferentes materiales para la construcción de casas, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,por medio de este negocio la socia saca adelante a sus hijos, la socia quiere mejorar y ampliar el negocio de ferretería. La socia solicita el préstamo para comprar materiales para la ferretería como clavos, tornillos entre otros.

Los otros socios se dedican a la venta de ropa, venta de repuestos para bicicleta, restaurant, venta de comida y carpintería.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 175
    View loans »
    Peru Loans Fundraising
  • $60,197,175
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Urpis De Confraternidad Group's $3,600 loan helped a member the member requests this loan to buy material for a hardware store such as nails and screws, amongst others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Dec 22, 2010
Currency Exchange Loss:
May 15, 2011