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Julienne is 25 years old and is married with 2 children aged between 3 and 5. Julienne’s husband is a driver, while she owns a general store, a business she has been running for 5 years.

Julienne has requested a loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing more products for her shop. This loan will help her to obtain more profits from her sales. With extra profits, Julienne hopes to pay school fees for her children and save money for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $12,343,975
    Funds lent in using Kiva
  • 592.6
    Rwanda Francs (RWF) = $1 USD