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Margarit H. and her family receive the bulk of their income by working in agriculture. She has applied for a loan in order to increase the number of livestock they own. This will increase their income and will help the family get through the winter.

Margarit and her husband have two children. Margarit’s father-in law lives with the family as well and has great influence in children’s upbringing; his dream is to see his grandchildren well-educated and happy.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 158
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Margarit to increase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Jan 1, 2011
Currency Exchange Loss:
Nov 16, 2011