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Aliyma T. is 52, widowed and has four children. Aliyma has a higher pedagogical education, and during last 20 years, she has been working as a teacher in a local school. She is characterized by her colleagues as a responsible, precise and sociable person.

Unfortunately, salaries of the teachers in rural areas are very low. That’s why Aliyma, with her husband, decided to start their business in cattle breeding and land cultivating. They worked hard and made every effort to develop their farm. After her husband’s death, Aliyma became the only bread-winner for her children, but in spite of many difficulties on her way, she was able to give a good education to all of them.

Aliyma plans to use this loan of 50,000 Kyrgyz Soms to buy more cattle. With the revenues from the loan, she plans to broaden her farm by means of livestock breeding.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Aliyma to purchase cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Jan 1, 2011
Currency Exchange Loss:
Dec 15, 2011