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Hasmik A. is an owner of a grocery shop catering to the locals villagers' needs. Together with her husband, she trades in fruits and vegetables, food, and household appliances. It has been already 12 years that the couple works with devotion and enthusiasm, making their only shop in the village very popular. Hasmik wants to enlarge the family business. She plans to put up additional shelves and bring more appliances, and introduce clothing to meet the clients’ demand.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 91
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik expanding the business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Jan 1, 2011
Currency Exchange Loss:
Nov 16, 2011