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Manzanitas Group
In this Group: Julia, Marcelina, Lourdes, Nydia, Maria, Blanca Janeth*, Martha, Graciela Maria
* not pictured
Manzanitas Communal Bank is beginning its first cycle in Centro Focal de Senkata. There are eight members. The businesses of these women are in merchandise, production and service: toy sales, sewing traditional dresses, toys, cheese sales, vegetable sales, sausages, potato sales, and sewing tablecloths. The directors board is made of the president, Julia, the treasurer, Marcelina, and as secretary, Martha. Many of the women say that they already have experience working with loans and also say that they know each other well, which gives them confidence that this cycle will end successfully. Julia, president of the B.C. “Manzanitas” has a household made up of her partner and her three children. Several years ago, her sister taught her the business in potatoes and pork, buying from people in the outskirts of the city of El Alto and selling in the markets of the city of El Alto. However, due to the Christmas season, Julia wants to invest this loan in the purchase of toys because the demand for them has grown.


When she is asked what she likes most about Pro Mujer, the answer is, “the free advice.”

View original language description ↓
La Banca Comunal “Manzanitas” está iniciando su ciclo número uno en el Centro Focal de Senkata. Cuenta con ocho integrantes. Los negocios de las señoras están relacionados con el comercio, producción y servicio, como ser: venta de juguetes, costura de polleras, juguetes, venta de queso, venta de verduras, salchipapas, venta de papa, tejido de mantas.

La mesa directiva está compuesta por la presidenta, la señora Julia, la tesorera, la señora Marcelina y como secretaria de actas la señora Martha. Muchas de las señoras indica que ya tiene experiencia en trabajar con crédito y también comentan que entre ellas se conocen bien, por lo que tienen la confianza de concluir con éxito este ciclo.

La señora Julia, presidenta de la B.C. “Manzanitas”, tiene un hogar conformado por su pareja y sus tres hijos. Hace varios años su hermana le enseñó a comerciar con papa y carne de cordero, comprando de poblaciones cercanas a la ciudad de El Alto y vendiendo en Ferias de la ciudad de El Alto. Sin embargo, debido a la época de navidad la señora Julia desea invertir el crédito en la compra de juguetes por que la demanda de estos se incrementará.
Cuando se le consulta sobre lo que más le gusta de Pro Mujer, la respuesta es “el consultorio gratuito”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $28,885,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Manzanitas Group's $1,975 loan helped a member to purchase toys.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2010
Listed
Dec 21, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2011