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José Humberto
José Humberto C. P. is 36 years old. He is single and lives with his parents and siblings in Chillanes canton, in Bolívar province. He doesn't have any children.

The members of the Jesús del Gran Poder community bank, San Ramón community, is located in Chillanes canton, 35 minutes from our Chillanes office. The members of the group work exclusively in farming.

José is a farmer. He grows corn and beans. He makes both his purchases and his sales in Chillanes canton, in the Sunday market.

José is requesting a loan to buy seeds, manure and fertilizers to ensure the quality of his crops. The support of this loan will help him to cover his needs financially. He faces challenges such as plant diseases, illnesses and changes in the weather. His dream is to own his own land. José likes to go out for walks.
View original language description ↓
José Humberto C. P. tiene 36 años. Es soltero, vive con los padres y con los hermanos, vive en el cantón de Chillanes en la Provincia de Bolívar. No tiene hijos.

Los miembros de la V.R.C. JESUS DEL GRAN PODER, Comunidad de San Ramón esta ubicada en el cantón Chillanes, a 35 minutos de la Oficina en Chillanes, los miembros de esta ventanilla se dedican exclusivamente a la agricultura.

José se dedica a la agricultura a la siembra de maíz y fréjol. Las compras y ventas las realiza en el Cantón Chillanes en la feria de los días Domingos.

Solicita el crédito para la comprar de semillas, abonos y fertilizantes para que la producción sea de calidad. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener terrenos propios.

Le gusta salir a pasear.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Humberto to buy seeds, manure and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012