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Carlos Alberto
Carlos Alberto M. S., 36, is married living with his wife and children in Chillanes canton, Bolívar province. He has three children.

The “JESUS DEL GRAN PODER” communal bank is in San Ramón which is located in Chillanes canton, 35 minutes from the Office in Chillanes. The members of this communal bank are all farmers.

Carlos is a corn and broad bean farmer. His purchases and sales both occur in the Chillanes canton market on Sundays.

He is asking for the loan to buy seed, manure and fertilizer so that his crops will be of good quality. Support from the loan will help him economically to meet his needs. They face challenges like infestations, illnesses and weather variations. His dream is to build a house and provide an education for his children.

He enjoys family excursions.
View original language description ↓
Carlos Alberto M. S. tiene 36 años. Es casado, vive con la esposa y con los hijos, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. JESUS DEL GRAN PODER, Comunidad de San Ramón esta ubicada en el cantón Chillanes, a 35 minutos de la Oficina en Chillanes, los miembros de esta ventanilla se dedican exclusivamente a la agricultura.

Carlos se dedica a la agricultura a la siembra de maíz y fréjol. Las compras y ventas las realiza en el Cantón Chillanes en la feria de los días Domingos.

Solicita el crédito para la comprar de semillas, abonos y fertilizantes para que la producción sea de calidad. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es construir una casa y dar el estudio a los hijos.

Le gusta salir de paseo con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Alberto to buy seed, manure and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 7, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012