Juana lives in her on house, located in the community of Irama Belén de Achacachi. She dedicates her time to the production of cheeses, and her husband works on a farm called La Salle, in Coroico (a town in Los Yungas, to the north of the city of La Paz). This is their main source of income. She has 4 children.
She will use the loan to pay for a place to live in Achacachi, in order to be closer to the markets there. This is her first loan from [field partner] Impro; an analysis of her income and expenditure shows that she makes a good living and is a suitable person for the loan.
Juana vive en la casa propia cuyo domicilio esta ubicado en la comunidad Irama Belén de Achacachi. Ella se dedica a la producción de quesos y su esposo trabaja en la granja de La Salle en Coroico (Coroico es un pueblo ubicado en Los Yungas al norte de la ciudad de La Paz). Es su principal fuente de ingreso para su manutención. Ella tiene cuatro hijos.
El préstamo lo destinara para la compra de vivienda en Achacachi, para estar más cerca de los mercados de venta ubicados en Achacachi.
Es primer crédito con Impro; el análisis de sus ingresos y gastos presenta un saldo favorable y la convierte en sujeto de crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.