Tomas lives in his parents' home which is located in "3 de Mayo" neighborhood in the city of La Paz. He is a driver who owns his own public transport vehicle and works on a fixed route (88). This is his main source of income with which he supports himself. He has one son.
Tomas will use this loan to buy a new engine and convert his vehicle into an NGV (Natural Gas Vehicle) to reduce his fuel costs since natural gas is much cheaper. This will allow him to improve his monthly income.
This is Tomas' first loan with Impro. Our study of his income and expenses would indicate that he is approved to receive a loan.
Tomas vive en la casa de sus padres cuyo domicilio esta ubicado en la ciudad de La Paz zona 3 de Mayo. El es chofer socio propietario del trufi 88. Es su principal fuente de ingreso para su manutención. El tiene un hijo.
El préstamo lo destinara para la compra de motor y realizara la transformación a G.N.V. (gas Natural vehicular) para reducir el costo de gasolina, pues el GNV es mucho más barato. Esto le permitirá mejorar su ingreso mensual.
Es primer crédito con Impro; el estudio de ingresos y gastos indica que Tomas está en condiciones asumir un préstamo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.