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José Cristobal
José Cristobal L. C. is 44 years old. He is married and lives with his wife and children in San Miguel canton, in Bolívar province. He has three children.

The members of the Solidarios Chima Chica community bank are located 30 minutes from our San Miguel office, in San Miguel canton. The members of this group work in farming. This is their source of income for their families. They grow corn and also, in small quantities, potatoes and beans.

José is a farmer. He grows corn and potatoes. He buys his products in Ambato, Quito and San Miguel and sells them in San Miguel market on Thursdays.

José is requesting this loan to buy farming supplies. The support of this loan will help him to cover his needs financially. He faces challenges such as insect infestations, diseases, illnesses and changes in the weather. His dream is to buy some land. He likes to dance during carnival celebrations.
View original language description ↓
José Cristobal L. C. tiene 44 años. Es casado, vive con la esposa y con los hijos, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C SOLIDARIOS CHIMA CHICA se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a la agricultura como fuente de ingresos familiares, siembra maíz y en pocas cantidades las papas y el fréjol.

José se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato, Quito y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un terreno.

Le gusta bailar en las fiestas de carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Cristobal to buy farming supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 16, 2010
Listed
Dec 21, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011