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Manuel Elias
Manuel Elias A. R. is 50 years old. He is married and lives with his wife and children in San Miguel canton, in Bolívar province. He has three children.

The members of the Solidarios Chima Chica community bank are located 30 minutes from our San Miguel office, in San Miguel canton. The members of this group work in farming. This is their source of family income. They grown corn and also, in small quantities, potatoes and beans.

Manuel grows corn and potatoes. He buys his products in Ambato, Quito and San Miguel and sells them in San Miguel market on Thursdays. He is requesting this loan to buy farming supplies. The support of this loan will help him to cover his needs financially. Manuel faces challenges such as insect infestations, plant diseases, illnesses and changes in the weather. His dream is to buy property so that children can continue to grow crops. He likes to buy cattle to raise and he likes to celebrate Christmas and Carnaval.
View original language description ↓
Manuel Elias A. R. tiene 50 años. Es casado, vive con la esposa y con los hijos , vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C SOLIDARIOS CHIMA CHICA se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a la agricultura como fuente de ingresos familiares, siembra maíz y en pocas cantidades las papas y el fréjol.

Manuel se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato, Quito y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas . Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar propiedades para que los hijos sigan sembrando.

Le gusta comprar ganado vacuno para criar y festejar la navidad y el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,026,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Manuel Elias to buy farming supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Dec 16, 2010
Dec 21, 2010
Currency Exchange Loss:
Nov 15, 2011