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Carmen Victoria
Carmen Victoria G. C. is 57. She is a widow and lives with her unmarried children. She lives in the San Miguel canton in the province of Bolivar. She has 11 children. The members of the V.R.C SOLIDARIOS CHIMA CHICA live 30 minutes from the San Miguel Office, belonging to the San Miguel canton. This sector is devoted to agriculture as a source of household income. Here they sow corn and small quantities of potatoes and beans. Carmen works in agriculture and sows corn and potatoes. She purchases her products in Ambato, Quito and San Miguel, and sells them in the San miguel market on Thursdays.
She is requesting this loan for the purchase of agricultural items. The support of this loan will help her economically to supply her necessities. They face challenges such as plagues, diseases and the varied climate. Her dream is to buy land to continue sowing, and for her production to increase. She likes to celebrate the holidays of the Niño Dios in September and December with her family.
View original language description ↓
Carmen Victoria G. C. tiene 57 años. Es viuda, vive con los hijos que son solteros, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 11 hijos.

Los miembros de la V.R.C SOLIDARIOS CHIMA CHICA se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a la agricultura como fuente de ingresos familiares, siembra maíz y en pocas cantidades las papas y el fréjol.

Carmen se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato, Quito y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas . Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar terrenos para seguir sembrando y que crezca la producción.

Le gusta festejar las fiestas del niño dios en septiembre y diciembre con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carmen Victoria agricultural items.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 16, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011