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Phourn S., 31, sells Chinese noodles, earning an income of $20 per day. S. is married and resides with her husband and two children in Siem Reap Province, Cambodia, an area known for the Angkor Wat Temple.

The family has to spend $40 on food, $10 on electricity supply and $70 on other necessary expenses every month. Her husband is a carpenter, earning an income of $17 per day.

S. is requesting a loan of $1,000 to purchase more materials to improve her husband's carpentry business. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $35,436,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phourn buy more materials to improve her husband's carpentry business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Dec 21, 2010
Currency Exchange Loss:
Jan 15, 2012