Las Nazarenas Group
Rufina E. is a member of the communal bank who is married and has six children and four grandchildren. Her oldest child is married, two others have graduated from university, and two are still in school. Rufina buys vegetables to sell at her stand in one of the main markets of Ayacucho. She will use the loan she is requesting to buy vegetables in wholesale quantities. Rufina enjoys her communal bank's meetings, though she admits that with her busy work and family life, it is sometimes difficult to attend the meetings that are scheduled every two weeks.
Rufina's dream is for all of her children to graduate from university and to become professionals.
Rufina compra verduras para vender en su puesto en uno D. los mercados principales D. Ayacucho, el préstamo que solicita lo utilizara en L. compra D. verduras en cantidad al por mayor. A Rufina le gusta las reuniones D. su Banco Comunal, aunque admite que con su trabajo ocupado y L. vida familiar, a veces le es difícil llegar a las reuniones programadas cada dos semanas.
El sueño D. Rufina es que todos sus hijos se gradúen D. L. universidad y sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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