Las Rosas De Maria Group
Ysabel has only been the President of the “LAS ROSAS D. MARIA” communal bank for three months. The bank has 7 members who know each other because they are neighbors (they live on the same street). They named their communal bank that way because they used to meet at María’s house, a former communal bank member, which had a rose garden, thus the name: “LAS ROSAS D. MARIA.”
Ysabel is 36 years old and a single mother of two dependent children. Because of this, Ysabel has been selling DVDs and snacks for the last three years. In this way, she can help her partner meet household expenses.
Ysabel will use the loan she’ll get from Edaprospo-Prosperidad to buy stuffed toys to sell during the Christmas season but her dream is to open a beauty salon or a restaurant and with Edaprospo-Prosperidad she will accomplish it.
Ysabel tiene recién 3 meses siendo presidenta D. la Alcancía Comunal “LAS ROAS D. MARIA” a esta conformada por 7 personas q se conocen por que todo el grupo son vecinos (viven en las misma calle)y le pusieron ese nombre a su Alcancía Comunal por que antes se reunían en la casa D. la señora María ex miembro D. la Alcancía Comunal
Y tenia un jardín con rosas por eso le pusieron el nombre “LAS ROSAS D. MARIA”
Ysabel tiene 36 años es madre soltera tiene 2 hijos que son dependientes por eso la señora Ysabel tiene ya 3 año trabaja en lo que es venta D. DVD y tanbien venD. golosinas D. esa manera ayuda a su pareja con los gastos del hogar Ysabel invertirá el préstamo que le brindara Edaprospo-Prosperidad en compro D. peluches para venderlos por la fista naviD.ñas pero su sueño es poner un salón D. belleza o abrir un restaurante y con la ayuda D. Edaprospo-prosperidad lo lograra.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid