They know each other through family ties and are involved in selling clothing and food service.
The women of Djiguiya group are on their first joint loan through Soro Yiriwaso.
AMINATA S., a member of the group, plans to use her loan to buy clothing. She gets her supplies at the market in Fana during the weekly market days. She makes her sales daily from door to door in the city, for cash and on credit, to a clientele of women and men.
She hopes to make a monthly profit of 30,000 CFA which will be used to pay the interest on the loan, cover health related expenses, and pay for food and school expenses, with the rest being reinvested in her business.
Elles se sont connues à travers des liens de parenté et font le commerce d’habillements et de la restauration.
Les femmes du groupe Djiguiya sont à leur premier prêt solidaire avec Soro Yiriwaso.
AMINATA S., qui est un membre du groupe compte utiliser son prêt pour acheter des habillements. Elle s’approvisionne au marché de Fana pendant les jours de foire hebdomadaires. Elle effectue ses ventes quotidiennement de porte en porte au niveau de la ville, au comptant et à crédit, à une clientèle composée de femmes et d’hommes.
Elle espère réaliser un bénéfice moyen mensuel de 30 000F CFA qui sera utilisé pour payer le prêt, prendre en charge les dépenses relatives à la santé, à la nourriture, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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