Fermín is single and has no children. He lives in his parents’ house in the Achachicala zone of La Paz. He works as a fixed-route taxi driver for the Simón Bolivar trufi 5 union. He drives routes in the city of La Paz. This is how he obtains income for his household.
Fermín is seeking a loan to buy a new transmission for his vehicle. This will enable him to continue working and trying to increase his income. This is his third loan, and he has been favorably qualified by the socioeconomic analysis.
El señor Fermín es soltero, no tiene hijos, vive en la casa de sus padres, en la zona de Achachicala de la ciudad de La Paz.
El cliente trabaja como chofer del sindicato Simón Bolivar trufi 5, realizando rutas en la ciudad de La Paz. Es así como obtiene sus ingresos para su hogar.
El crédito solicitado es para el arreglo de su movilidad comprando una nueva caja de cambios y así poder seguir trabajando y tratar de incrementar sus ingresos.
Es su tercer crédito y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.