They know each other through family links. They sell clothing, kitchen utensils, cereals, and condiments.
The group members are now on their tenth solidarity loan. Chitan D. buys her stock of kitchen utensils at the Masigui market. She sells out of her home and at the nearby markets, for cash and on credit, to a customer base composed of women and men. She plans to achieve an average monthly income of 40,000 West African Francs, which will be used for repaying the loan, covering some expenses related to healthcare, food, school fees, with the rest reinvested in her business.
Elles se sont connues à travers des liens de parenté et font le commerce d’habillements, des ustensiles de cuisine des céréales et des condiments.
Les femmes du groupe Djekafo sont à leur dixième prêt solidaire. CHITAN D. s’approvisionne en ustensiles de cuisine au marché de Massigui. Elle effectue ses ventes sur place et dans les foires environnantes, au comptant et à crédit, à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000 FCFA qui sera utilisé pour payer le prêt, prendre en charge les dépenses relatives à la santé, à la nourriture, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid