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Tamara Urmanbetova Group
In this Group: Tamara , Usonbek, Nuruipa, Jainakul
Tamara U. is the leader of this group. She is a 49-year-old widow who is a resident of Bokonbaevo, a nice village on the south coast of Isykul lake. She has two children who attend school.

Four years ago, with the initial investment of 5,000 KGS, Tamara opened a kiosk near the hospital to sell convenience goods. She currently earns 6,000 KGS per month. With the money from her loan, Tamara will purchase goods for her store to increase turnover and expand her business. In the future, Tamara wants to purchase a vehicle in to decrease her transportation expenses.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious, and socially-focused microfinance institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – people (building human capital and taking care of its customers as well as society), planet (keeping environmentally friendly) and profit (earning revenue to expand autonomously). MBF is the only microfinance institution in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tamara Urmanbetova Group's $1,525 loan helped a member to purchase goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Dec 20, 2010
Currency Exchange Loss:
Jul 15, 2011