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Adwoa M. is divorced and has two children. She pursued her education through senior high school. Adwoa sells clothes in Takoradi. She has been in this trade for some time now, and she uses her income to improve to the welfare of her family's home.

Adwoa will use the loan to purchase more clothes for resale. With the new profits from her expanded business, Adwoa plans to save to build a shop.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Adwoa to purchase more clothes to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Dec 19, 2010
Currency Exchange Loss:
Jun 22, 2011