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Nelly Margarita
Every 15 days, the members of the Santa Martha Communal Bank meet in Los Bajos de Montecristi, a city known for its great diversity of traditional products, such as a type of straw hats that are known both around Ecuador and abroad.

Ms. Nelly is a founding member of the communal bank. She likes it for the support it offers and for the ease with which she is able to obtain credit. She is 48 years old, married, and has five children from her marriage. Most of them are grownups but the youngest is single, studies at the university in Manta, and still lives with her. Her husband works at a fish factory in Manta.

Nelly raises caged birds and has a small chicken farm. She says that at times she buys between 100 and 200 chickens, which she raises for three months, the time it takes for them to be ready for sale. When her chickens are ready, she skins them and brings them to stores in her area. She also sells them by the pound from her house. She works between three and four hours each day feeding and caring for her little animals.

She will use this new loan to buy chickens, as well as feed and medicine for them so that they will develop better. Her dream is for her youngest son to finish his studies.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Santa Martha.

La señora Nelly es socia fundadora del Banco comunal y le gusta por la ayuda que brinda la institución y por las facilidades para los créditos. Tiene 48 años de edad, está casada y de esta relación tiene 5 hijos los cuales ya son mayores de edad pero el menor de ellos que es soltero y estudia en la universidad en Manta aun viven con ella. Su esposo trabaja en una fábrica de pescado en Manta.

Ella se dedica a la cría de aves de corral, tiene una pequeña granja de pollos, nos cuenta que ella en temporadas compra de cien a doscientos pollos los cuales los cría durante dos a tres meses que es el tiempo para que ya estén listos para la venta, ella cuando ya están listos los pollos los pela y los entrega a algunas tiendas de la localidad y también vende por libras en su casa. Trabaja de tres a cuatro horas al día en la alimentación y cuidado de sus animalitos.

Este nuevo crédito lo va utilizar en comprar pollos, alimentos y medicinas para que tengan un mejor desarrollo. Sus sueños son que su hijo termine sus estudios

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Nelly Margarita to buy chickens, as well as food and medicine for chickens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2010
Listed
Jan 1, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2011