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Ligia Aracely
The 3 de Mayo Communal Bank meets every two weeks in the Picoaza parish in the city of Portoviejo. This place is known for being a very commercial area, for its traditional San Pedro and San Pablo fiestas, and for its happy people.

This is Ligia’s seventh cycle in the communal bank. She is very happy because the loans have helped her a lot in her business. She is 55 years old, married, and has five children. The children are now adults, but two of them still live with her in her house. Her husband is a merchant.

She has a business selling underwear and sport shirts. She and her husband take care of the business, which is in their own house. They work from 8:00 a.m. until 6:00 p.m. They sell wholesale to merchants in the area. They sell on credit and give a good price. They get their merchandise in Guayaquil city, where they travel once a month. On other occasions they only make orders and have them sent.

During this season they are also selling Christmas decorations and toys. She will use this new loan to buy underwear, Christmas decorations, and toys.

Her goals are to have good health and to buy a good car.
View original language description ↓
El Banco Comunal 3 de Mayo se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

Para la señora Ligia este es su séptimo ciclo en el Banco Comunal y está muy contenta ya que los créditos le han ayudado mucho en su negocio. Tiene 55 años de edad, está casada y fruto de esta relación tiene 5 hijos, los mismos que ya son mayores de edad, pero dos de ellos aún viven con ella en su casa. Su marido es comerciante.

Tiene un negocio de venta de ropa interior y camisetas deportivas, ella junto con su esposo atienden su local que tienen en su propia casa, trabajan desde las 8am hasta las 6pm, venden al por mayor a comerciantes de la zona a los cuales les dejan a crédito y a buen precio. La mercadería la adquieren en Guayaquil ciudad a la que viajan una vez al mes y en otros casos solo hacen los pedidos y se los envían, en esta época están vendiendo también juguetes y adornos navideños.

Este nuevo crédito lo va a utilizar en comprar ropa interior, adornos navideños y juguetes. Sus metas son tener buena salud y comprar un buen carro.

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,222,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ligia Aracely to buy underwear, Christmas decorations, and toys.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2010
Listed
Dec 18, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011