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Los Heraldos De Motupe Group
In this Group: Rosa Martha, Joana Rosmery, Erika Jesus, Violeta Santa, Olga, Delia Roxana, Jhonny Reyes, Doralisa, Georger Ruben

Yarma is a member of the “HERALDOS D. MOTUPE” (Motupe Heralds) communal bank; she is the President. The group has been working with Edaprospo-Prosperidad for two years now. It has 10 members who decided to name it thus because that’s the name of the area they live in.

Yarma is 31 years old and a single mother of two children who are still dependent. She works as a street vendor selling gelatin. She also buys hair to make wigs and to date her income has allowed her to build her house and buy home appliances.

She will use the loan we are granting to invest in her house and continue with its construction. Yarma’s dream is to set up a food business (RESTAURANT) in her home and with future help from Edaprospo-Prosperidad she will be able to realize her dream.
View original language description ↓

Yarma pertenece a L. Alcancía Comunal “HERALDOS D. MOTUPE” tiene el cargo D. presidenta, este grupo tiene ya 2 años trabajando con Edaprospo-prosperidad esta conformado por 10 personas que decidieron todos ponerle ese nombre a su Alcancía Comunal por que en L. zona en L. que viven lleva ese nombre.
Yarma tiene 31 años D. edad es madre soltera tiene 2 hijos que aun son dependientes trabaja vendiendo gelatinas (ambulante) y tanbien compra cabello para hacer pelucas y asta el momento con el ingreso D. sus negocios a logrado construir su casa y comprar artefactos par el hogar L. señora con el préstamo que le estamos otorgando lo invertirá en su casa para seguir construyendo su sueño D. Yarma es poner un negocio D. comida (RESTAURENTE) en su vivienda y con L. ayuda D. Edaprospo-prosperidad en el futuro podrá realizar su sueño.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Heraldos De Motupe Group's $3,375 loan helped a member to build her house.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Dec 16, 2010
Dec 18, 2010
Currency Exchange Loss:
Feb 15, 2011