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Yahara Group
In this Group: Rosa, Karla, Carolina
The Yahara group is composed of three hard working, dedicated, enterprising women. One of them is Mrs. Carla Patricia G., 33. She has owned a grocery store for the last 5 years and will invest the loan in basic grains (sugar, rice, oil, beans, etc.)

The other group members are: Rosa Argentina M., 43, who has sold clothes for the last 8 years and Carolina del Socorro L., 33, who has sold tortilla, güirila (tortilla made from young white corn. They are thick, sweet, filling, and usually eaten with crumbled white cheese. Güirilas are cooked on a hot metal sheet in banana leaves to prevent them from sticking or burning) and nacatamales for the last 8 years.
View original language description ↓
El grupo Yahara lo conforman tres mujeres trabajadoras, esforzadas y emprendedoras una de ellas es la señora Carla Patrica G. de 33 años es propietaria de una pulpería desde hace 5 años e invertirá el crédito en granos básicos (azúcar, arroz, aceite, frijoles etc…).
Las otras integrantes del grupo son Rosa Argentina M. de 43 años se dedica al comercio de ropa desde hace 8 años y Carolina del Socorro L. de 33 años se dedica al comercio de tortilla, güirila, nacatamales desde hace 8 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Yahara Group's $1,050 loan helped a member for basic grains.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 18, 2010
Currency Exchange Loss:
Jun 15, 2011