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Almohada Group
In this Group: Nora, Daxinia, Lesbia
The Almohada (Pillow) group is composed of three hard working, dedicated, enterprising women. One of them is Nora B. who has owned a bakery for a year. She dreams with progressing and getting ahead with this small family business. Thus, she will invest in flour, yeast, sugar, etc.

The other group members are: Dagna Idalgo Güenbes, 34, who has sold basic grains for the last year and Lesbia Raquel Dávila who has sold cosmetics for the last four years.
View original language description ↓
El grupo Almohada está conformado por tres mujeres trabajadoras, esforzadas y emprendedoras una de ellas es Nora B. quien es propietaria de una panadería desde hace un año. Ella sueña con prosperar seguir adelante con este pequeño negocio familiar por ello invertirá en harina, levadura, azúcar…etc.
Las otras integrantes del grupo son Dagne Idalgo Güenbes de 34 años se dedica al comercio de granos básicos desde hace un año y Lesbia Raquel D. vende cosméticos desde hace cuatro años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Almohada Group's $1,000 loan helped a member for raw materials, especially flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 18, 2010
Currency Exchange Loss:
Jun 15, 2011