Martha is expecting higher profits if she receives her loan. She will be adding more products to her stall in the market. Her foods sell very quickly after she purchases them. Also, she will be adding eggs to her store to diversify what she carries.
Martha is a member of the lending group, Eye Nyame. This group guarantees a loan through a group repayment pledge. Peer pressure and support provide the incentive to repay; if one person in the group defaults, the group members make up the payment amount. The members of Eye Nyame have developed close relationships. They take care of each other’s businesses while they are away.
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Success!! The loan was 100% repaid