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H. Philomène
H.Philomene was born in 1950 in Savalou, in the Collines Department of Benin. Married to a Mr. Zondakpo, Philomee is the mother of four children, only one of whom is now in her care. Some of her children study. For about 25 years, Philomene has been living in the Avotrou district in Cotonou, the economic capital of Benin. The spouses jointly take care of the family budget. Philomene did not attend school. In order to support herself, Philomene sells corn; as a secondary business activity, she sells charcoal out of her home. Philomene stocks up in the north of Benin. She has been in this line of business for about a dozen years, and had five prior loans from ALIDé, all repaid. With the goal of growing her business and increasing her revenues during this holiday season before the new year, Philomene is seeking a new loan.
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H. Philomène est née en 1950 à Savalou dans le département des Collines au Bénin. Mariée à un certain ZODANKPO, Philomène est mère de quatre enfants dont seulement un est à sa charge. Parmi les enfants, certains sont scolarisés. Il y a près de vingt cinq ans que Philomène habite le quartier Avotrou à Cotonou, capitale économique du Bénin. Le couple assure ensemble les différentes charges familiales. Philomène n'a pas fréquenté l'école. Pour faire face à ses besoins, Philomène mène comme activité la vente de maïs et de façon secondaire, la vente de charbon de bois à son domicile. Philomène s'approvisionne dans le Nord du Bénin. Philomène exerce cette activité depuis une dizaine d'année et a déjà obtenu cinq crédits auprès de ALIDé, crédits qu'elle a remboursés. Dans le but d'agrandir davantage son activité et augmenter son chiffre d'affaire pendant cette période de fête de nouvel an, Philomène sollicite à nouveau un autre crédit.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 493.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped H. Philomène purchasing bags of corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 10, 2010
Listed
Dec 18, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011