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Gulnar S., 26, is an internally displaced person who had to resettle from Absheron to Kalbadjar with her family. Gulnar is single. A daugther of a teacher and a graduate of a teachers' college, Gulnar spent the last ten years teaching. She prepares school children for university entrance exams, and every year she needs to purchase new preparation materials for her students. She is applying for a loan of 2000 AZN that would allow her to buy tests and books for those school children who can't afford it.
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Gulnar S. 36 let . Ona ne zamujem. Gulnar yavlyayetsya IDP personom ona pereselenec iz Kalbadjar , seychas projivayet v Asbheron regioen vmeste so svoyey semyoy.

Ona uje 10 let kak rabotayet uchitelniccey , etoy rabote ona nauchilas u svoyey mami tak kak i ona bila uchitelniccey a tak je ona okonchila specialnoye uchilishe. Gulmaya seychas nujdayetsya v 2000 AZN chtobi kupit testi i knigi dlya detey u kotorix net vozmojnosti samim pokupat. Gulmaya gotovit detey dlya postupleniya v universiteti , kajdiy qod vixodyat noviye kniqi i testi dlya podqotovki v universitet i oni stoyat ochen doroqo ne kajdiy mojet pokupat eti knigi i gotovitsya i poeotomu Gulmaya pokupayet eti knigi i dayet im uchitsya po etim knigam posle cheqo oni vozvrashayut yey eti knigi.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 70
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Gulnar to buy tests and books.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2010
Dec 17, 2010
Currency Exchange Loss:
Jul 15, 2012