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Jolynida P., from the village of Paradise, Banisilan, South Cotabato, is 38 years old, married and has three school-aged children. To make a living, Jolynida owns and operates a sari-sari (variety) retail shop selling daily-use products such as shampoo, soap, toothpaste, canned goods, instant noodles and junk foods in the local community. Engaged in her business for over four years, she earns approximately 10000 PHP a month.

In 2005, Jolynida joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Having repaid her previous loan of 13000 PHP from HSPFI that was used for additional inventory and working capital, she is now requesting her sixth loan for 15000 PHP to purchase additional products such as canned goods to sell. Jolynida plans to use the additional revenue generated from the business to improve/expand the store.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 384
    View loans »
    Philippines Loans Fundraising
  • $52,115,200
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Jolynida to purchase additional products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 14, 2010
Dec 17, 2010
Currency Exchange Loss:
Oct 15, 2011