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Hay P. has been spending her life cultivating crops. This is a skill she learned from her grandparent when she was young. Her husband works in the farm fields frequently alongside her. She has four kids and most of them are employed in various jobs. Growing crops is an annual action with which she has had great success. She is able to plant the crops at least twice a year by following both rainy and dry seasons. Presently, Hay P. is looking for a loan to buy a cow because her old cow doesn't support her field work during the plowing process.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 298
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Hay to buy a new cow to replace the old one.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Dec 16, 2010
Currency Exchange Loss:
Oct 15, 2011