Hay P. has been spending her life cultivating crops. This is a skill she learned from her grandparent when she was young. Her husband works in the farm fields frequently alongside her. She has four kids and most of them are employed in various jobs. Growing crops is an annual action with which she has had great success. She is able to plant the crops at least twice a year by following both rainy and dry seasons. Presently, Hay P. is looking for a loan to buy a cow because her old cow doesn't support her field work during the plowing process.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.