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Julia belongs to the 'Qorichuspa' community bank which is located in Huanchac district, in the province and department of Cusco.

Julia is 47 years old. She lives with her partner and has 4 children. She works selling vehicle spare parts. She has a small store where she sells spare parts. She travels to the cities of Lima and Puno to buy spare parts, accessories, car covers, lights, etc.

In the future, Julia would like to rent a larger store for her business and would also like to make space for her second business activity. As well as selling spare parts, Julia works as an itinerant street vendor, working door to door, selling clothes. She sells women's and children's clothes. She also buys her clothes in the city of Lima.

Julia would like this loan so that she can travel to Lima and bring back winter clothes because they are entering the summer season there. Julia is requesting her loan to travel to Lima to buy clothes and also some merchandise for her auto spare parts store. She is happy to be receiving this loan and pledges to make her repayments on time.
View original language description ↓

La socia pertenece al banco comunal “QORICHUSPA”; Este banco está ubicado en el distrito de Huanchac en la provincia y departamento de Cusco.

La socia es la Sra: Julia; ella tiene 47 años. La socia es conviviente y tiene 4 hijos la socia se dedica a vender auto partes de vehículos, la socia tiene su pequeña tienda y vende auto partes, ella viaja a la ciudad de Lima y Puno a comprar repuestos, accesorios, cobertores de autos, luces entre otros. La socia desea a futuro alquilar una tienda más grande para albergar su negocio y también hacer un espacio para su segunda actividad; La socia también trabaja de forma ambulatoria en casa vendiendo ropa, ella tiene ropa para vender de mujeres y niños, la socia trae también de la ciudad de Lima, La socia desea el préstamo para poder viajar y traer ropa de invierno desde la ciudad de Lima, porque allá están entrando a la estación de verano. La socia solicita el préstamo para viajar y traer ropa de Lima, junto a alguna mercadería para su tienda de repuestos de autos.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 107
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julia to travel to Lima to buy clothes as well as some merchandise for her auto spare parts store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 9, 2010
Dec 16, 2010
Currency Exchange Loss:
Jul 15, 2011