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Julienne owns a retail store that sells a variety of items like sugar, rice, cooking oil, and many home use products. She is 41 years old and is no longer with her husband. She has five children who are between eight and eighteen years old. All of her children go to school.

Julienne has been selling items in her store for seven years. Her loan will be used add more merchandise to sell. She hopes to use the new profits from her business to buy a home. She would also like to be a wholesaler in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julienne to be used to add more merchandise to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 16, 2010
Currency Exchange Loss:
May 16, 2011