Oung K., age 30, lives in Phnom Penh City, Cambodia. She is a housewife and she always stays at home to do some housework and manage other property in and around her house. She always cooks a nice meal for all members in the family, does some daily duties such as cleaning the house, washing clothes, and caring for her three children. Oung K.’s husband is skilled at building stone and wooden houses. He has a few physical laborers to help provide his service. He receives a lot of orders from his customers to construct their houses. Presently, he lacks funds to purchase additional equipment for construction to provide his building service. Therefore, Oung K. will use her loan to assist her husband's business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.