Uk S., 29 years old, owns a small shop located along the street where she sells soft drinks and food. She typically makes around US$ 3.33 in profit each day to ensure that her family has a comfortable life. Her husband is an internal staff member of the Honda Company and has a proper salary every month. Uk S. now has two school-aged kids, both of whom attend school. Uk S. runs her business smoothly because she has skills in public relations, which she uses with her customers. Uk S. hopes to enlarge her business and is applying for a US$1,100 loan to be used to accumulate a larger number of necessary grocery items to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.