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Jimmy Anderson
28 year-old Jimmy has been an informal taxi driver in the streets of Guayaquil since his dad gave him a car and he decided to turn it into his business.

Jimmy lives in a peri-urban area called Perimetral. He has been working as an informal taxi driver so that he can have his own income and not have to be dependent. He works from 6.00am to 8.00pm every day, making journeys for between $1.00 and $15.00. This has enabled him to support himself.

As he lives in a place that is restructuring, he would like to use his loan to buy building materials such as cement, blocks and paint to improve his home since his house is made from brick. In the future, he would like to buy another car and have a family.
View original language description ↓
Jimmy de 28 años, es taxista informal de las calles de Guayaquil desde que su papa le regalo un carro y el decidió convertirlo en su actividad económica.

Viviendo en una zona periurbana llamada Perimetral ha estado trabajando como taxista informal para tener sus propios ingresos y no estar sujeto a dependencia. Trabajando desde las 06h00am hasta las 20h00pm todos los días, haciendo carreras desde $ 1.00 hasta $ 15.00 ha podido mantenerse.

Pero como él vive en un lugar que recién se está reestructurando quiere comprar con el préstamo materiales de construcción como cemento, bloques y pinturas para mejora su vivienda ya que su casa es de ladrillos. En el futuro quiere comprar otro carro y formar un hogar.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jimmy Anderson to buy cement and blocks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2010
Listed
Dec 15, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011