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Enoe De La Concepción
Enoe de la Concepción H. F. is 37 years old. She lives in the Francia neighborhood. She is the single mother of two children. She is financially responsible for their necessities. She has been a farmer for eight years. Through the years she has faced diverse problems with volcanic ash, which reduces crop production. This affects her economically, and it affects her plans for the future.

She is requesting a loan for her land. She will buy chemical fertilizers, fungicides, and natural fertilizers to improve the quality of her fields, to produce an improved harvest, and to benefit her quality of life in the future. Above all, she wishes to have the resources to pay for the education of her little ones.
View original language description ↓
El señor Enoe de la Concepción H. F., tiene la edad de 37 años, vive en el Barrio la Francia, es madre soltera, de 2 hijos los cuales se ha encargado económicamente de sus necesidades, ella es agricultora desde hace 8 años, se ha enfrentado a lo largo de estos años a diversos problemas de afectación de gases, que provocan disminución en la producción de los cultivos, que afectan a su economía y sus planes a futuro, es para sus terrenos que solicita un préstamo para la compra de fertilizantes, fungicidas, y abonos vegetativos que mejoren la calidad de los terrenos, produzcan una mejor cosecha, y a futuro le beneficien a su calidad de vida, sobretodo que desea tener los recursos para solventar la educacion de sus pequeños.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Enoe De La Concepción maintenance, health, and sanitation of her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2010
Jan 1, 2011
Currency Exchange Loss:
Mar 15, 2012