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Tomas
TOMAS M. was born in the town of Bela Vista, Maputo province in southern Mozambique. He is 28 years old and has one child who attends school. He completed elementary school but was not able to continue due to financial hardship. He lives in his parents' home with his wife and does not support anyone else.

When he completed his studies he felt the need to move to neighboring South Africa to work because he did not have the money to return to school. He saved up money until last year when he returned to Mozambique and decided to open his own business with his twin brother. He later learned about Hluvuku through his mother who was a customer, and he decided to request a loan to increase his inventory at his shop. This is his first loan with Hluvuku and Kiva, in the amount of 12.000.00mt, which he plans to use to purchase items (beer, wine, soft drinks, etc.) to increase the quantity of products available at his shop.
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TOMAS M. nasceu na vila de Bela vista, Provincia de Maputo, sul de Mocambique de 28 anos de idade, pai de 1 de filho frequentando escola. Fez somente o nivel basico e nao conseguiu continuar devido a dificuldades financeiras. Vive na casa dos pais com a sua esposa e nao sustenta mais ninguem.
Quando termina o ensino basico sentiu a necssidade de deslocar a vizinha Africa do Sul para poder trablhar porque nao tinha condicoes de voltar a escola. Assim foi juntando suas economias ate que no ano passado votla e decide abrir o seu negocio proprio com seu irmao gemeo. Mais tarde conheceu a Hluvuku atraves da sua mae que era cliente na altura e decide fazer um emprestimo para aumentar a mercadoria do seu negocio.
Este ‘e o seu primeiro emprestimo na Hluvuku e no kiva no valor de 12.000.00mt com o qual pretende comprar produtos (cerveja, vinho, refrescos e outros) para aumentar a quantidade de produto no seu estabelecimento comercial.
No futuro pretende solicitar mais um credito para confecionar comidas e ter o seu proprio estabelecimento porque neste momento esta arrendar.

About Mozambique

  • $1,389
    Average annual income
  • 114
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 33.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Tomas purchase products (beer, wine, soft drinks, etc.).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 17, 2010
Listed
Dec 15, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2012