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Avenir Plus Group
In this Group: Benz, Mado, Chantal, Jacqueline, Christine, Marie-Angel, Justine, Claire, Jennifer, Ngituka, Mamie
Benz is a leader of a Community bank named “Avenir Plus”, which means “Future” in English and is composed of 11 microentrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses. Benz, 40 years old, is the father of two children aged 4 and 7. Both attend school. He has been a micro entrepreneur since 1996. He runs a telephone booth. His business is located in eastern Kinshasa. He is working hard because his ambition is to open other telephone booths. Benz is a loyal client of the MFI HOPE RDC who has already received seven different loans and has repaid them properly. The loan he’ll obtain next will be used to buy more prepaid cards with the aim of increasing profits. Wanting to develop and diversify his business, he decided to join one of Hope’s groups in 2009. Currently, he makes a profit of about $90 per week. Benz has succeeded with good strategies to build up permanent customers. He always talks with his customers whom he knows by name, and never runs out of stock.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,650,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Avenir Plus Group's $3,525 loan helped a member purchasing more prepaid cards to resell with the aim of generating profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Dec 15, 2010
Currency Exchange Loss:
May 15, 2011