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C2899 Dufatanye Group
In this Group: Carine, Francine, Rose, Esperance
Rose is the president of a group called “Dufatanye” who have a total of four members, each with a different business. Rose owns a small general store which sells different kinds of products.

Rose is 40 years old and is married with three children. Her husband is a driver and they both work hard for their family. Her business is open from six in the morning until six in the evening every day, including weekends. This is her 6th successful year in her business.

Rose will use this loan to purchase more products such as salt, cassava flour, bread, and so on. Rose has many plans for any profits that she makes from this loan. She would like to provide food for her family, pay school fees for her children, renovate her house, save money for the future, as well as purchase more stock for her store. A long list!

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD