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Zina's Group
In this Group: Zina , Gulzat, Talaikul, Gulmira
Dairy farming has always been successful in Kyrgyzstan. Today, Kyrgyz milk products can honorably compete with such giants in the dairy industry as Germany and Russia. The largest consumers importing milk products from Kyrgyzstan are the neighboring Central Asian countries.

Zina I., 42, is a leader of this group. She is a cook in a local milk-producing company “Sut Bulak”. Having worked there for a long time, she understands the whole process of dairy farming. Zina claims that the dairy process begins with taking good care of the dairy cattle. Eight years ago, Zina and her husband, a farmer, decided to spend a month's salary on the purchase of cattle. Although at that time 6000 Soms were enough to purchase cattle in the market, today cattle costs a large amount of money. Zina and her group applied for a Kiva loan in order to broaden their business. Zina hopes to get a loan to buy additional cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zina's Group's $1,175 loan helped a member to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Dec 15, 2010
Currency Exchange Loss:
Dec 15, 2011