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Esperance is 49 years old. She is married with six children between the ages of 13 and 30. She also takes care of two dependents. Esperance has a small retail store selling a wide variety of goods. She has been in this business for about two years and the hours of her business are from early in the morning until late in the evening.

Esperance will use this loan to purchase more cosmetic goods to sell. Any profits she makes will allow her to continue taking care of her children as well as her two dependents. In addition, she will start to save for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $13,348,300
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD