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Esperance is 49 years old. She is married with six children between the ages of 13 and 30. She also takes care of two dependents. Esperance has a small retail store selling a wide variety of goods. She has been in this business for about two years and the hours of her business are from early in the morning until late in the evening.

Esperance will use this loan to purchase more cosmetic goods to sell. Any profits she makes will allow her to continue taking care of her children as well as her two dependents. In addition, she will start to save for the future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Esperance to purchase cosmetic goods like body lotion, toothpaste, and soap.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Dec 15, 2010
Currency Exchange Loss:
Sep 15, 2011