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Denis is 33 years-old and is married with three children aged between four and 17 years-old. He also takes care of one orphan who is 14 years-old. Denis has eight years experience selling seeds for Irish potatoes. He employs four people and his business is open from 7am until 4pm every day except on Saturday.

Denis has requested a loan from Kiva via Vision Finance Company to purchase more equipment and other stock. He would like to own a small shop one day if he can make enough profit.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD