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Frederic is 45 years old. He is married and has 6 children aged between 7 and 20. Frederic has 10 years in his business selling different goods in his general store. He employs two people and his business is open from 6am until 8pm.

Frederic has requested a loan from Kiva via Vision Finance Company for the purpose of expanding his business. With this loan, Frederic believes he will obtain more profit in goods distribution, which he will reinvest in his business. He hopes for a better future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 593.1
    Rwanda Francs (RWF) = $1 USD