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Norng S., 45, is requesting a loan of USD 1200 to purchase cows to help plow her rice fields. In the future, she would like to use any additional profit to repair her house. S. is a farmer who raises animals, earning an income of USD 2 per day. She is married and resides with her husband and seven children in Takeo Province, Cambodia, an area known for pre-ankorean temples. The family spends USD 30 on food, USD 5 on electricity supply, and USD 40 on other necessary expenses every month. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 120
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Norng buy cows to help plow her rice field.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Dec 15, 2010
Currency Exchange Loss:
Aug 16, 2011