Phum M. is 45 years old and generates a daily income of $1.50 per day by selling fish. She is married to Seang Yan who is 33 years old and he works as a construction worker as well as a fisherman in and around the Phnom Penh City of Cambodia. He earns approximately $2.50 each day to support the family's expenses.
They have four children who go to the local public school. This approaching fishing season, the lakes are full of fish but her husband is lacking tools to fish with. Therefore, Phum M. is applying for a loan for her husband to purchase additional fishing equipment in order to support his business activities.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.