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Zaydullo D. was born and raised in the Republic of Tajikistan. He grew up in a large family and, from early childhood, he helped his parents in the field where his family cultivated vegetables. After serving in the army, Zaydullo returned home and began to work as a cinema operator. He was 30 years old when he married, and he became the father of five children.
In 1995, Zaydullo moved with his family to Kyrgyzstan. Using the money he had earned, he bought a house and started to work at the local state farm. In order to find additional means of subsistence for his large family, Zaydullo decided to engage in cattle breeding and cultivating vegetables on the plot of land. Using his starting capital of 3,000 KGS, he managed to raise his floating capital and earn 4,000 KGS monthly. Today, his farm has three bull-calves and still needs to be developed. For this purpose, Zaydullo plans to use this loan of 50,000 KGS to increase the number of cattle on his farm. Eventually, Zaydullo plans to provide higher education for his children and build a house for his family. Being a very purposeful and positive person, Zaydullo works hard to support his family and provide them with a prosperous future.
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population.
Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Zaydullo to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Jan 1, 2011
Currency Exchange Loss:
Dec 15, 2011