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Ma Del Carmén
Carmén lives in the “Los Lobos II Sección” community which is part of the San José del Rincón municipality. Carmén’s community is 15 minutes by taxi from the municipal seat; the trip by bus takes longer.

She is married and has been living with her husband for 18 years. She has two dependent daughters, a 15 year old and a 13 years old. Both go to the local secondary school but she has to give them money to pay round trip transportation costs. Her husband works as a bricklayer at construction jobs where he might be needed. Sometimes there is no work for him because his work only lasts until the construction project is finished and then he has to wait for another job to come up. Both she and her husband finished elementary school and started secondary school but did not complete it. Her husband is currently working and Carmén tends to her grocery and cold cuts business. The business has been in operation almost two years and has gradually been acquiring regular customers.

Carmén wants to buy merchandise she needs so that the shop won’t look empty and she doesn’t let it become empty. That’s why she asked for the loan. She will use the money she’ll get to buy cold cuts like: turkey ham, smoked pork chop, sausages, several types of cheese, creams and longaniza. On the other hand, she also hopes to have enough to buy from store suppliers such things as: Sabritas (brand of snacks), soft drinks, cookies and bread.

Carmén commented how difficult it was to start the business and get to be known by the people there. However, from then on, Carmén has no complaints regarding the business even less so during the Christmas and New Year season which is very good for her.

One of her goals is to expand the business and split it into two separate businesses so that each one will be full and she will have more things to sell.
View original language description ↓
Doña Carmén vive en la comunidad de "Los lobos II sección", está comunidad pertenece al Municipio de San José del Rincón, de la cabecera del municipio, a la comunidad de doña Carmén se hace como 15 minutos en taxi, si es en camion es mas tardado, doña Carmen es una mujer casada, ya son 18 años los que cumplio viviendo con su esposo, tiene 2 hijas que dependen de ella, una hija de 13 años y una de 15 años, las dos mujeres estudian la secundaria en su comunidad, pero tiene que darles para el pasaje de ida y el de vuelta, el esposo de doña Carmén trabaja como albañil en la construcción que se le requira, a veces no hay trabajo para el señor, puesto que su actividad laboral es hasta que se termine la construcción despues de ahí hay que volver a esperar otro trabajo, tanto doña Carmén como su esposo ambos terminaron la primaria e iniciaron la secundaria pero no la acabaron, en estos momentos el esposo de doña Carmém trabaja, y doña Carmén, se dedica atender su negocio de tienda de abarrotes y carnes frias, esté negocio está funcionándo va para dos años que lo inicio y poco a poco se va haciendo de clientes
Doña Carmén quire comprar mercancia que le hace falte para que no se vea el negocio vacío y no lo deje vaciar, por eso solicitó el prestamo, con el dinero que va a recibir va a comprar carnes frias como; jamón de pavo, chuleta ahumada, salchichas, varios tipos de queso, cremas y longaniza, por el otro lado tambien alcanzar a comprar a los proveedores de la tienda, como sabritas, refrescos, galletas y pan.
Doña Carmén comenta que lo dificil fue inicar el negocio y la gente la conozca de ahi en fuera no se queja doña Carmém de su negocio y menos en está temporada de Navidad y Año nuevo porqué es muy buena para ella.
Una meta de doña Carmén es ampliar el negocio y separar el local en dos negocios para que en cada uno lo llena y sean más cosas las que pueda vender.

About Mexico

  • $15,600
    Average annual income
  • 36
    View loans »
    Mexico Loans Fundraising
  • $19,068,050
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ma Del Carmén to buy stock items and groceries for her butcher shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2010
Listed
Dec 14, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011